The welcome rate offer may be removed by us at any time. Earn interest without the hassle of deposit requirements. Savings guaranteed by the Australian government, on combined savings balances up to $250,000.
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- We’ve updated the rates across our Home Loan, Car Loan and Term Deposit products, effective 14 October 2025.
- If you already hold a Macquarie Transaction Account, you will not need to open another transaction account to open a Macquarie Savings Account.
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Interest calculated daily, paid monthly and interest rates subject to change from time to time. Bonus interest is payable only on balances up to $500,000. The base rate of interest will be paid on the portion of any balance exceeding $500,000. Current interest rates are available in interest rates for personal deposit accounts. Different interest rates apply to different parts of the effective daily balance of your ANZ Plus Flex Saver account.
On application for the waiver by an eligible customer, the monthly account service fee will be waived on one nominated ANZ Access Advantage account. For more information on Exemptions and Concessions please refer to ANZ Personal Banking Account Fees and Charges (PDF). Transaction fees may apply, see the ANZ Plus Deposit Account T&Cs for details of these fees.
Different interest rates apply to each term deposit product and to different investment amounts, term lengths and interest frequencies. Certain rates do not qualify for additional bonus interest rates and are not available in conjunction with any other bonus or special interest rate offer. For Advance Notice Term Deposits, this applies to investment terms of 3, 4, 6, 9, 11 and 12 months, as well as all term lengths of greater than 12 months. For Term Deposits, this applies to investment terms of 3, 6, 9 and 12 months as well as all term lengths of greater than 12 months.
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